Hi, welcome to Redeem the Commute. I’m Ryan, your host for the daily challenges.

Our daily challenges are meant to help you explore what it means to follow Jesus, even if you don’t have a lot of time. We normally keep a weekly rhythm following a book of the Bible, or a topic on Christian faith, but this summer we’re going to do something a little different.

We’re introducing a course on very basic money management. This is because we’ve done extensive surveys of suburban families and commuters, and what things are under stress from commuting. Among the other topics we’ve covered in Redeem the Commute, like marriage and parenting, we have always heard about money being a major burden in people’s lives.

Steve and Joanna have completed this exercise and worked out how much they spend.

Check out the completed version of their budget called “Steve and Joanna Overspending Budget”

8.Steve and Joanna’s Overspending Budget

8.Steve and Joannas Overspending Budget

Look at their spending, with a small group if you can, and see what could be cut.

Use the attached spreadsheet to make changes, and at the end, look at the overall deficit/surplus section.

Question: Complete the attached spreadsheets.