Hi, welcome to Redeem the Commute. I’m Ryan, your host for the Money Course.
Today we’re going to try our own budget. Two ways to start. If you’re nervous, you can complete a spending diary sheet, attached. It’s simpler and quicker.
Or, you can complete a more detailed budget, using the spreadsheet we’ll share tomorrow.
Reminder that the key message from today is to start to know how much you have, what you need to spend, and to save for the things that come up occasionally.
Complete a diary like this for a few weeks, then later it will be easier to do a full budget. But if your’e ready, tomorrow we’ll have you do a full budget.
Question: Complete the attached Homework – Spending Diary Exercise Sheet or wait until tomorrow for the full budgeting exercise.